According to Forbes.com, an average family of four spends over $25,000 annually on their healthcare. Unfortunately, very little of it goes toward their health and wellbeing. Recent studies expose healthcare companies for the high percentage of customer money spent on administrative and other costs, as well as unnecessary care, and find that there is a whopping 30-50 percent waste in the system. Moreover, with sickness as its profit incentive, the United States healthcare system remains expensive and mispriced – and sadly, the population is not healthier than countries with much lower healthcare spending. What it comes down to is this: the healthier the population is, the greater the chance that hospitals, doctors, and healthcare administrators will go bankrupt.
Enter health-sharing, the increasingly popular antidote to rising healthcare costs and the perfect remedy for the “sick-care” system. Currently, hundreds of thousands of families nationwide are successfully participating in a health-share organization — a system that fosters the sharing of healthcare costs among individuals who have a common ethical or religious belief system.
United Refuah HealthShare, the first and only Jewish health-sharing organization, is on a mission to put the “health” back in healthcare. To that end, they have a highly experienced team in place that assists members in navigating the healthcare system to find the providers and treatments which are the best choice and value. In other words, the goal of United Refuah HealthShare is not only to facilitate the seamless medical cost-sharing between members, but also to serve as a platform to guiding their members toward a healthier lifestyle.
With its primary concern being the health of its members, United Refuah HealthShare membership includes participation in a health counseling service called WellCheck. The goal of WellCheck is to improve members’ health by reducing or eliminating conditions affecting their well-being, and by arming them with knowledge, techniques, and guidance to help maintain a healthy lifestyle. The program is designed in such a way that it is customized to each member’s lifestyle and assesses each member on a case-by-case basis to help them determine which realistic lifestyle changes will be the ideal fit for them and will generate the best outcome.
It also includes the development of a health improvement plan with achievable goals via the coordination of a healthcare team comprised of a health coach, nurse, and/or case manager, as appropriate. The health coach begins with a preliminary discussion with the member about his or her health and wellness goals, and together, they define a strategy toward the achievements of those targets. Throughout the process, members receive relevant resources, including diet and exercise recommendations, to help motivate them and inspire them to reach their goals.
To learn more about United Refuah and its WellCheck Program, or to become a member, please call 440.772.0700 or visit UnitedRefuahHS.org.
United Refuah HealthShare operates on the principals of health, values, and savings. Moreover, it is the first healthcare sharing organization to launch with integrated population healthcare management – not only giving members the ability to share in one another’s healthcare expenses but also assisting them to maintain a higher level of personal health. To date, membership spans 30 states and is continuing to grow. United Refuah HealthShare is not an insurance company and does not offer insurance.